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Q.3.1.3 Loan Repayment

Student loan repayment begins six months after a borrower ceases full-time studies. Repayment is managed by the student and co-ordinated with the lender(s) who provided the student loan funding.

If a borrower is having difficulties repaying their student loans they should contact their lender(s) immediately. Borrowers may qualify for a repayment assistance plan to help them avoid defaulting on their loan repayment agreement.

Repayment Assistance Plan (RAP)

The Repayment Assistance Plan is provided to assist students in keeping their student loan debt at a manageable level. The plan provides students with short-term assistance if they have temporary financial challenges and long-term support if they have persistent financial challenges. Students can apply for RAP at any time during their repayment term.

For more information contact the National Student Loans Service Centre (NSLSC) at 1-888-815-4514 or visit: csnpe-nslsc.canada.ca/en/repaying-your-loan (Alberta borrowers) or canada.ca/en/services/benefits/education/student-aid/grants-loans/repay.html.

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The University of Calgary, located in the heart of Southern Alberta, both acknowledges and pays tribute to the traditional territories of the peoples of Treaty 7, which include the Blackfoot Confederacy (comprised of the Siksika, the Piikani, and the Kainai First Nations), the Tsuut’ina First Nation, and the Stoney Nakoda (including Chiniki, Bearspaw, and Goodstoney First Nations). The City of Calgary is also home to the Métis Nation of Alberta (districts 5 and 6).

The University of Calgary is situated on land Northwest of where the Bow River meets the Elbow River, a site traditionally known as Moh’kins’tsis to the Blackfoot, Wîchîspa to the Stoney Nakoda, and Guts’ists’i to the Tsuut’ina. On this land and in this place we strive to learn together, walk together, and grow together “in a good way.”

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